Form 1095 FAQ

What is Form 1095?

Form 1095 is a tax form required under the Affordable Care Act (ACA). It shows the months that you and/or your dependents were offered affordable health care coverage of minimum value during the previous calendar year. It also reports whether you and your family members actually enrolled in health coverage during that year. This form will not replace any state forms you may receive that provide proof of medical insurance. If you were hired part way through the year, you should also receive a Form 1095 from your previous employer with information on the dates you were eligible and enrolled in their health insurance.

What should I do with this form?

You no longer need Form 1095 for your federal taxes. As there is no longer a federal penalty for not having health insurance coverage, what you do with this form is up to you.

What if I live in a state or jurisdiction that requires me to have health coverage?

You might want to hang on to the form if you live in a state or jurisdiction that requires you to have health coverage even if the federal government does not. Form 1095 could help prove to your state or jurisdiction that you had health coverage in the previous calendar year.

When should I expect to receive my form?

If applicable to you, the Form 1095 is mailed to your current address at the end of each January and will arrive in its own envelope, separate from other tax forms. It is also posted in myHR with your other tax forms: ESS > myHR > Pay > Tax Statements

Part III of my Form 1095 is blank. Why isn't my medical coverage showing?

If you declined Follett’s medical plan (e.g., covered through your spouse's employer), Part III will intentionally be left blank as you weren’t covered under a Follett medical plan.

Does the cost that’s displayed on the form represent the amount I paid for coverage?

No, that dollar amount represents the lowest premium of the plans that were offered to you. This is necessary to show affordable coverage was offered to you, whether you enrolled or not.